A new study of insurance rates for injury protection and medical payments ranked the GMC Sierra 1500 pickup truck highest for occupant injury protection. The Fiat 500 ranks lowest.
Insure.com studied prevailing insurance rates across hundreds of ZIP codes from six major auto-insurance carriers: Allstate, Farmers, Geico, Nationwide, Progressive and State Farm. The firm analyzed premiums for injury coverage, including provisions for uninsured motorists and lost wages, on more than 750 new cars.
Besides the GMC Sierra 1500 (SLE/SLT/Work Truck), the best rates came from the Porsche Cayenne, GMC Yukon (SLT/Denali), GMC Sierra 2500 (SLE only) and GMC Terrain (SLE1 only) — all trucks or SUVs. On the other end, multiple trim levels of the Fiat 500 and 500c (cabrio) rated worst among injury-protection rates. The Kia Rio5 (LX/SX), Toyota Corolla (L only), Mitsubishi Lancer Ralliart and Mercedes-Benz CL600 joined the small Fiat among the worst cars for injury-related insurance rates. Four of those five are compact or subcompact, and three of them start under $17,500.