Car insurance can be an expensive part of the family budget, especially when you start talking about adding a teen driver to your plan, as my family and I will be doing every two years for the next six years (wish me luck). Moving violations can cause those rates to skyrocket, but to exactly what degree may vary based upon where you live.
InsuranceQuotes.com found that some of the most drastic rate increases are in North Carolina, where a DUI conviction might result in an average insurance rate increase of a whopping 337 percent. Compare that to an average rate increase of only 15 percent in Maryland.
Driving recklessly in Hawaii may make your insurance rates spike around 287 percent, compared to only 24 percent in Alaska. And my coworkers at our Cars.com headquarters in Illinois better watch out when "testing out" the latest and greatest. Getting a ticket for going more than 31 mph above the speed limit can increase their insurance rates by 103 percent, whereas in Missouri you might only see a rate increase of 9 percent for the same violation.
So what do you do if you're stuck with a massive rate increase? Well, drive safely and avoid additional violations to begin with. InsuranceQuotes.com offers some more detailed advice: