Everyone wants to reduce their auto insurance premiums, right? Well, in 34 states and the District of Columbia getting older can be the ticket to cheaper car insurance. All you have to do is pass an approved driving class that aims to improve your driving skills. If you do, you can lower your insurance by as much as 10 percent in some states.
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Rules vary by state, but typically the discount is offered to folks 55 and older who take a state-approved class (ranging in price from $17.95 to $41.25) and meet all other state requirements. The classes cover safe-driving strategies, rules of the road, proper use of new technology and how health issues can affect driving ability. AARP, AAA and the National Safety Council are among the organizations that offer classes for mature drivers. They can be taken in a classroom or online; however, some states and insurers require that drivers take the class in a physical classroom with an instructor in order to get the discount.